About IndusInd Bank Limited

IndusInd Bank Limited was incorporated in 1994 and is licensed by the Reserve Bank of India to operate as a commercial bank under the Banking Regulation Act, 1949. It provides a wide range of banking products and financial services to retail and corporate clients, alongside treasury operations, and is publicly held . The Bank serves individuals, MSMEs, large corporations, government entities and PSUs through offerings that include microfinance, personal loans, personal and commercial vehicle loans, credit cards and SME loans; it is a preferred partner for government bodies and large corporates . Its franchise spans 28 States and 6 Union Territories in India, with representative offices in London, Abu Dhabi and Dubai, and an International Banking Unit at GIFT City, Gandhinagar . As of the latest year, the network included 3,081 branches and 3,027 ATMs, with 734 rural and 698 semi‑urban locations, reflecting a deep national footprint . IndusInd Bank reports a customer base of 41 million and positions itself as India’s fifth‑largest private sector bank  . The Bank has 1 subsidiary and consolidates 1 associate in its group accounts; the subsidiary Bharat Financial Inclusion Limited was acquired on July 4, 2019, marking a key milestone in its inclusive finance strategy  .

IndusInd Bank Limited’s Key Management

• Sunil Mehta – Chairman

• Sanjeev Anand – Head – Corporate, Commercial, Rural & Inclusive Banking

• A. G. Sriram – Head – Consumer Finance

• Soumitra Sen – Head – Consumer Banking & Marketing

• Anil M. Rao – Chief Administrative Officer

• Samir Dewan – Head – Affluent Banking & International Business

• Vivek Bajpeyi – Chief Risk Officer

• Shiv Bhasin – Chief Transformation Officer

• Charu Sachdeva Mathur – Head – Digital Banking & Strategy (Existing Business)

Latest Updates on IndusInd Bank Limited

• Digital expansion: The INDIE mobile banking platform scaled to over 1.6 million active clients, and the Bank launched INDIE for Business, a digital banking platform tailored for MSMEs, strengthening its digital ecosystem and user experience  .

• Affluent banking launch: PIONEER Private, an elevated tier within the flagship PIONEER platform for HNIs and UHNIs, was introduced in FY2025, offering curated products and dedicated private bankers .

• Deposits and liquidity: Retail deposit share (as per LCR) improved by 100 bps year‑on‑year to 45.04%, with proactive liquidity buffers maintained; as on March 31, 2025, the Capital Adequacy Ratio stood at 16.24% and LCR at 136%, supported by excess liquidity of Rs 62,000 crore  .

• Portfolio recalibration: The Bank calibrated growth by reducing focus on riskier unsecured retail portfolios, while growing secured retail segments such as vehicle finance and home‑linked loans .

Recognitions and sector engagement: The Global Diamond & Jewellery Group was recognised by GJEPC for the highest growth in sanctioned limits on a Rs 500 crore‑plus base; the Supply Chain Finance unit received multiple accolades including “Best Private Sector Bank for Highest Throughput on TReDS on M1xchange for MSME” (February 2025) and awards at The Asset Triple A Treasurise Awards 2025  .