About Capri Global Capital Limited (CGCL)

Capri Global Capital Limited (CGCL) is a prominent Non-Banking Financial Company that commenced NBFC operations in 2011, with a mission to expand access to credit across India through technology- and data-led lending . Incorporated in 1994, the Company today offers MSME loans, affordable housing finance, gold loans and construction finance, alongside fee businesses in car loan distribution and insurance distribution  . Its branch network stood at 1,111 across 19 States & UTs, providing last-mile reach into urban, semi-urban and emerging rural markets . CGCL operates entirely in India, with AUM concentrated in Rajasthan (21.1%), Madhya Pradesh (18.5%), Gujarat (17.5%), Maharashtra (12.2%) and Delhi-NCR (10.3%), among others.

The Company has 2 subsidiaries as on March 31, 2025, and consolidates all underlying subsidiaries as per Ind AS 110  Key milestones include entering MSME lending (2011), launching Housing Finance (2013) and Construction Finance (2016), expanding to 736 branches across 15 states (2021), commencing the Gold Loan business (2023), securing a composite IRDAI licence for insurance distribution (2024) and being certified a Great Place to Work for the third year in a row (2025). The Company has also established co-lending partnerships with public-sector banks such as SBI and Union Bank to broaden reach and optimise funding.

Capri Global Capital Limited Products and services span

• MSME loans, including Micro LAP, with fully digital processing and AI-enabled collections.
• Affordable Housing Finance delivered through a 142-branch network and a paperless, end-to-end digital journey.
• Gold loans offered via 803 dedicated branches across ten states, with strong AUM momentum in FY25.
• Construction Finance solutions for real estate developers, backed by rigorous project evaluation and monitoring.
• Car loan distribution and insurance distribution to enhance fee income and customer offerings.

Capri Global Capital Limited, Key Management

• Rajesh Sharma – Managing Director
• Partha Chakraborti – Chief Financial Officer
• Yashesh Bhatt – Company Secretary & Compliance Officer
• Amit Setia – Whole Time Director (w.e.f. May 15, 2024)
• Sanjeev Srivastava – Chief Risk Officer

Latest Updates on Capri Global Capital Limited 

• Capital raise: Subsequent to March 31, 2025, CGCL completed a Qualified Institutions Placement, raising Rs 2,000 crore of primary capital; the Monitoring Agency reported no deviation in utilisation of proceeds for the stated objects.
• New subsidiaries: Post-year-end, two wholly owned subsidiaries were incorporated to enter merchant banking and wealth management services, aligning with the Group’s broader financial services vision.
• Insurance distribution: After receiving an IRDAI Corporate Agency Licence in December 2023, the Company scaled distribution via its Bima Saral digital platform, covering 4,05,931 lives in FY25, generating total premium of Rs 128.9 crore and partnering with 18 insurers; policies are issued in 5–10 minutes with digital consent.
• Network and product momentum: The branch network expanded to 1,111 (including 803 gold branches). Gold Loan AUM grew 130.4% YoY to Rs 8,042.2 crore, supported by fully digital onboarding and a strong physical footprint.
• Co-lending: Co-lending AUM reached Rs 4,079.8 crore, or 17.8% of total AUM, with Gold Loan co-lending rising 271.7% YoY to Rs 2,481.0 crore.