Stay alert, beware of scamsters - know more

NSEBSE
NSEBSE
noteThere is a 15-minute delay in the prices. To check out the live prices, log in to your Ventura account or open one today.
1D
1W
1M
1Y
3Y
5Y
Max
Open498.65
High504.3
Low496.5
Prev. Close497.85
Avg. Traded Price500.43
Volume1,60,190

MARKET DEPTH

info2
Total bid0.00
Total ask19.00
OrdersQtyBid
000
000
000
000
000
AskQtyOrders
497.85519
000
000
000
000

HIGH/LOW

info2
1d
1w
1m
3m
52w

LOW/HIGH

497.007 hours ago
504.3010 hours ago
arrow

LOWER/UPPER CIRCUITS

401.60
602.40
arrow
Aadhar Housing Finance Ltd Stock performance
arrow

KEY OBSERVATIONS

info
positive
negative
neutral
noteAnnual Revenue,rose 18.59%, in the last year to ₹3,686.88 Cr. Its sector's average revenue growth for the last fiscal year was 7.57%.
noteAnnual Net Profit,rose 20.18% in the last year to ₹1,095.88 Cr. Its sector's average net profit growth for the last fiscal year was 8.83%.
notePrice to Earning Ratio,is 20.03, lower than its sector PE ratio of 23.29.
View more

About Aadhar Housing Finance Limited (Aadhar)

Aadhar Housing Finance Limited (Aadhar) is one of India’s largest housing finance institutions, enabling homeownership for low-income and low-to-middle-income customers. Incorporated in 1990 as Vysya Bank Housing Finance Limited, it became Aadhar Housing Finance Limited in 2017 after a merger and name change approved by the National Housing Bank (NHB). Its equity shares listed on NSE and BSE on May 15, 2024, and it is a subsidiary of BCP Topco VII Pte. Ltd.

Aadhar operates solely in India, with 580 branches across 545 districts in 21 states and union territories, and over 2,99,000 live accounts as of March 31, 2025. It offers loans for purchase and construction of residential property, home improvement and extension, commercial property construction/acquisition, and loans against residential property. Micro-LAP products have a ticket size of Rs 8–9 lakh. The portfolio is granular, with an average ticket size of Rs 10.3 lakh, 56 per cent of AUM from salaried customers, and a moderate loan-to-value of 59 per cent. The company has strong promoter backing from Blackstone via BCP Topco VII Pte. Ltd.

Aadhar Housing Finance Limited’s Business Segments

  • Operating model: Single segment—Housing Finance (Financial Services)—with all revenue from India.

  • Industries served: Economically weaker sections and low-to-middle-income borrowers, including salaried, self-employed, and informal sector customers.

  • Revenue by geography: Entirely India-based, present in 21 states/UTs with no single state exceeding 14 per cent of AUM.

  • Revenue by vertical: Housing finance through home loans, loans against property, and related offerings.

Aadhar Housing Finance Limited (Aadhar) Key Management

  • Rishi Anand – Managing Director & CEO

  • Deo Shankar Tripathi – Executive Vice-Chairman

  • Rajesh Viswanathan – Chief Financial Officer

Latest Updates on Aadhar Housing Finance Limited (Aadhar)

  • IPO and listing: In May 2024, raised Rs 1,000 crore via fresh issue and Rs 2,000 crore via offer for sale, priced at Rs 300–Rs 315, oversubscribed 26.76 times; listed May 15, 2024.

  • Use of proceeds: For onward lending and general corporate purposes, monitored by a SEBI-registered agency.

  • Scale and footprint: AUM reached Rs 25,531 crore; 57 branches opened in FY25, including the first Northeast branch in Guwahati.

  • Financials: Consolidated PAT Rs 911.83 crore; ROA 4.3 per cent; cost-to-income ratio 36.4 per cent; co-lending portfolio Rs 592 crore.

  • Asset quality & liquidity: GNPA on AUM 1.05 per cent; provision coverage 34.54 per cent; liquid assets and cash/bank balances Rs 2,100 crore.

Digital & sustainability: 100 per cent paperless onboarding, 1.25 lakh app downloads, 25–35 minutes door-to-login time; 90 green housing projects, 4,500 saplings planted.

personal

Grow your wealth with more research recommendations

+91

Frequently Asked Questions

As of 28 Jul 2026, the share price of Aadhar Housing Finance Ltd is ₹496.50 on the NSE and ₹496.50 on the BSE. The stock opened at ₹498.65, touched a high of ₹507.60 and a low of ₹496.50 during today's session.

Over the last 6 months, Aadhar Housing Finance Ltd has given a return of 5.56%. The stock was priced at ₹475.55 on 28 Jan 2026 and has Rise to ₹496.50 as of 28 Jul 2026, a change of ₹20.95 per share.

Aadhar Housing Finance Ltd has delivered a return of 1.66% over the last 3 months. The stock was trading at ₹493.80 on 28 Apr 2026 and is currently at ₹496.50 as of 28 Jul 2026, reflecting a Gain of ₹2.70 per share over this period.

The intraday high for Aadhar Housing Finance Ltd on the NSE today (28 Jul 2026) was ₹507.60. This compares to the 52-week high of ₹563.00 recorded on 06 Jul 2026. Today's high was -9.84% below the 52-week high.

For Q4 FY26, Aadhar Housing Finance Ltd reported: Revenue (Net Sales): ₹9844.70 Cr - Up 4.44% year-on-year from ₹9426.50 Cr in Q3 FY26. Net Income (PAT): ₹3106.50 Cr - Up 10.48% year-on-year from ₹2811.90 Cr in Q3 FY26.

Aadhar Housing Finance Ltd has delivered -2.82% return over the last 52 weeks. During this period, the stock hit a 52-week high of ₹563.00 on 06 Jul 2026 and a 52-week low of ₹430.15 on 02 Mar 2026. It is currently trading at ₹496.50 as of 28 Jul 2026.

The all-time high (ATH) for Aadhar Housing Finance Ltd was ₹556.50, recorded on 06 Jul 2026. At the current price of ₹496.50, the stock is trading 10.78% below its all-time high. The all-time low recorded was ₹329.45 on 15 May 2024.

Aadhar Housing Finance Ltd has delivered a N/A% absolute return over the past 5 years, equivalent to a CAGR of N/A% per annum. The stock was priced at ₹N/A in Jul 2021 and has fallen to ₹496.50 as of 28 Jul 2026. An investment of ₹1,00,000 in Aadhar Housing Finance Ltd five years ago would be worth ₹N/A today.

No,Aadhar Housing Finance Ltd has not declared any dividend over the past 5 years. The company paid a total dividend of N/A per share between FY2022 and FY2026, with the most recent dividend of ₹N/A per share. At the current market price of ₹496.50, the trailing dividend yield of Aadhar Housing Finance Ltd stands at N/A%.

The intraday low for Aadhar Housing Finance Ltd on the NSE today was ₹496.50. The stock's 52-week low stands at ₹430.15, recorded on 02 Mar 2026. Today's low is 15.42% above the 52-week low, indicating the stock is trading well above its yearly lows.

+91
Offer Banner Trigger
Offer Banner

Open a FREE Demat Account

+91